What Are the Main Causes of Stress? (2023)

Stress is normal and, to some extent, a necessary part of life. Despite it being something everyone experiences, what causes stress can differ from person to person.

For instance, one person may become angry and overwhelmed by a serious traffic jam, while another might turn up their music and consider it a mild inconvenience. A fight with a friend might follow one person around for the rest of the day, while another might easily shrug it off.

What's causing you stress may already be something you're abundantly aware of. But given the importance of keeping stress in check when it comes to mitigating the effects it can have on your physical and mental health, it's worth opening yourself up to the possibility that other factors may be at play, too. Craft your stress-reduction plan with all of them in mind.

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Hosted by Editor-in-Chief and therapist Amy Morin, LCSW, this episode of The Verywell Mind Podcast shares how you can change your mindset to cope with stress in a healthy way. Click below to listen now.

What Are the Main Causes of Stress? (1)

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Financial Problems

According to the American Psychological Association (APA), money is the top cause of stress in the United States.In a 2015 survey, the APA reported that 72% of Americans stressed about money at least some of the time during the previous month.The majority of the study participants reported money being a significant source of stress, with 77% feeling considerable anxiety about finances.

Signs of financial stress may include:

  • Arguing with loved ones about money
  • Being afraid to open mail or answer the phone
  • Feeling guilty about spending money on non-essentials
  • Worrying and feeling anxious about money

In the long-term, stress related to finances results in distress, which may bring up blood pressure and cause headaches, upset stomach, chest pain, insomnia, and a general feeling of sickness.Financial stress has also been linked to a number of health problems, including depression, anxiety, skin problems, diabetes, and arthritis.


On May 19, 2022, Verywell Mind hosted a virtual Mental Health in the Workplace webinar, hosted by Editor-in-Chief Amy Morin, LCSW. If you missed it, check outthis recapto learn ways to foster supportive work environments and helpful strategies to improve your well-being on the job.

According to the Centers for Disease Control and Prevention (CDC), Americans now spend 8% more time at work compared to 20 years ago, and about 13% of people work a second job. At least 40% report their jobs are stressful, and 26% report they often feel burned out by their work.

Any number of things can contribute to job stress, including too much work, job insecurity, dissatisfaction with a job or career, and conflicts with a boss and/or co-workers.

Whether you are worried about a specific project or feeling unfairly treated, putting your job ahead of everything else can affect many aspects of your life, including personal relationships and mental and physical health.

Factors outside of the job itself also have a role in work stress, including a person’s psychological make-up, general health, personal life. and the amount of emotional support they have outside of work.

The signs of work-related stress can be physical and psychological, including:

  • Anxiety
  • Depression
  • Difficulty concentrating or making decisions
  • Fatigue
  • Headache
  • Heart palpitations
  • Mood swings
  • Muscle tension and pain
  • Stomach problems

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Some people may feel overwhelmed and struggle to cope, which can impact their behavior as well. Job stress may prompt people to have:

  • Diminished creativity and initiative
  • Disinterest
  • Drops in work performance
  • Increased sick days
  • Isolation
  • Lower levels of patience and increased levels of frustration
  • Problems with personal relationships

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Personal Relationships

There are people in all of our lives that cause us stress.It could be a family member, an intimate partner, friend, or co-worker. Toxic people lurk in all parts of our lives and the stress we experience from these relationships can affect physical and mental health.

There are numerous causes of stress in romantic relationships and when couples are constantly under pressure, the relationship could be on the risk of failure.

Common relationship stressors include:

  • Being too busy to spend time with each other and share responsibilities
  • Intimacy and sex are become rare due to busyness, health problems, and any number of other reasons
  • There is abuse or control in the relationship
  • You and your partner are not communicating
  • You and/or partner are consuming too much alcohol and/or using drugs
  • You or your partner are thinking about divorce

The signs of stress related to personal relationships are similar to normal symptoms of general stress and may include physical health and sleep problems, depression, and anxiety.

You may also find yourself avoiding or having conflict with the individual, or becoming easily irritated by their presence.

Sometimes, personal relationship stress can also be related to our relationships with people on social media platforms, such as Facebook.For example, social media tends to naturally encourage comparing yourself to others, which can lead to the stress of feeling inadequate. It also makes bullying easier.

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Parents are often faced with managing busy schedules that include a job, household duties, and raising children.These demands result in parenting stress.

High levels of parenting stress can cause a parent to be harsh, negative, and authoritarian in their interactions with their children.Parenting stress can also decrease the quality of parent-child relationships. For example, you may not have open communication so your child doesn’t come to you for advice or you and your child may argue often.

Sources of parenting stress may include being lower-income, working long hours, single parenting, marital or relationship tensions, or raising a child who has been diagnosed with a behavioral disorder or developmental disability.

Parents of children with behavior disorders and developmental delays have the highest risk for parenting stress.In fact, numerous studies show parents of children with autism are reporting higher levels of parenting stress than people whose children do not have the condition.

Daily Life and Busyness

Day-to-day stressors are our daily inconveniences.They include things like misplacing keys, running late, and forgetting to bring an important item with you when leaving the house.Usually, these are just minor setbacks, but if they become frequent, they become a source of anxiety affecting physical and/or psychological health.

The stress of being too busy is getting more and more common.These days, people are busier than ever and that adds a lot of stress to their lives.

In some cases, busyness is due to necessity, such as having to work a second job.Other times, it is due to guilt and not wanting to disappoint others.People may not say "no" and end up having little time for themselves, or they overlook their own basic needs, such as eating right and exercising due to lack of time.

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Personality and Resources

Your personality traits and the resources you have available to you tie into all of the above and can be independent sources of stress as well.

Extroverts, for example, tend to experience less stress in daily life and have greater social resources, which buffer against stress. Perfectionists, on the other hand, may bring stress onto themselves unnecessarily because of their exacting standards, experiencing more negative mental and physical health consequences than those who merely focus on high achievement.

Those who are "type A" can stress everyone around them, including themselves. Those with enough money to hire help can delegate stressful tasks, so this resource can provide an edge over those who struggle to make ends meet and must work harder to save cash.

When Stress Can Be Good for You

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